Gulf Coast Roofing Frequently Asked Questions

An insurance claim is a formal request you submit to your homeowner’s insurance after your roof experiences damage (like from a storm, wind, hail, or fallen debris) so your insurer can pay for repairs or replacement according to your policy.

Our 5-step process:

1. Free inspection to document all roof damage.

2. Professional assistance filing your insurance claim.

3. We meet with your adjuster and handle all paperwork.

4. Our experts manage the claim negotiation for you.

5. We only get paid if your claim is approved—no upfront cost.

Yes. We do not charge you upfront. Our fee is only paid from insurance proceeds when your claim is approved—just like a contingency lawyer (“no win, no fee”).

Most policies cover sudden or accidental damage—storm, wind, hail, or falling debris. Routine wear/tear, old age, and poor maintenance are NOT covered.

Needed:

• Detailed inspection and photos

• Date and cause of damage

• Copy of your insurance policy
Frontline Roofing takes care of all documentation for you.

No. Most insurers only require one professional, local contractor’s estimate. We provide this as part of our service.

What if my claim is denied?

Generally, premiums only increase for all homeowners after major storms in your ZIP code—not for filing an individual claim. Rates may change whether you file or not, so don’t leave repairs undone.

A roof claim usually takes 2–6 weeks, depending on insurance response times, complexity, and extent of damage. We act fast so you aren’t left waiting.

Yes. You have full legal right to choose your preferred, local contractor for all repairs. We recommend trusted, local, veteran-owned companies whenever possible.

We’ll secure your roof to prevent further damage (tarps, timely repairs) and make sure emergency work is fully documented for your insurance claim.

RCV (Replacement Cost Value): Pays full, current cost to replace your roof.

ACV (Actual Cash Value): Pays for repair minus depreciation

Roof repair costs in South Mississippi typically range from $200 to $1,550 depending on the type and extent of damage. Minor repairs like replacing a few damaged shingles cost $147-$200 per hour, while addressing small leaks averages $360-$1,550. Flashing repairs range from $200-$500, and emergency repairs following storms may cost more due to urgency and temporary protective measures. The subtropical climate and frequent severe weather in Pearl River County, Forrest County, and coastal areas mean roofs face unique challenges that can accelerate damage if not addressed promptly.

Roof repair addresses specific problems like damaged shingles, localized leaks, or flashing issues while preserving the existing roof system. Repair is the right choice when damage is isolated, your roof is less than 15-20 years old, and the overall structure remains sound. Roof replacement involves removing the entire old roof and installing a completely new system—necessary when damage is widespread, your roof has reached the end of its lifespan (typically 20-25 years for asphalt shingles in Mississippi’s climate), or when multiple repairs would cost more than replacement. Signs you need replacement rather than repair include sagging areas, widespread water damage, extensive missing shingles across multiple roof sections, or visible daylight through your attic roof boards. Our team provides honest assessments in picayune, poplarville, gulfport, hattiesburg, wiggins and greater surrounding area—we’ll never recommend replacement if repair will adequately protect your home.

Yes, Frontline Roofing repairs all major roofing systems common in South Mississippi, including asphalt shingles (3-tab and architectural), metal roofing, TPO flat roofs, tile roofing, and specialized commercial systems. We’re a GAF-sponsored contractor with expertise in manufacturer-specific systems and repair protocols that preserve your warranty coverage. Our team handles both residential and commercial properties throughout Pearl River County, Forrest County, Harrison County, and surrounding areas. Whether you have a traditional asphalt shingle home in Poplarville, a metal roof in Hattiesburg, or a commercial TPO system in Gulfport, our veteran-owned crew has the training and experience to diagnose problems and execute lasting repairs that withstand Gulf Coast weather

South Mississippi homeowners should watch for these visible warning signs that indicate needed repairs: missing, curling, or damaged shingles (especially after storms), granule loss creating bare spots on shingles, dark streaks or stains indicating algae growth or water damage, sagging areas suggesting structural issues, daylight visible through attic roof boards, water stains on interior ceilings or walls, and increased energy bills from poor insulation or ventilation. After severe weather, inspect for dented or bruised shingles from hail, torn or lifted shingles from high winds, and debris accumulation in valleys and gutters. Inside your home, check attics for moisture, mold, or musty odors that signal hidden leaks. However, many serious issues—like subtle storm damage qualifying for insurance claims or deteriorating flashing—require professional inspection to identify properly. That’s why we offer free inspections with detailed photo documentation to catch problems you might miss.

Every roof repair completed by Frontline Roofing includes our 5-year workmanship warranty covering installation quality and labor, plus manufacturer warranties on all materials used. We also provide a no-leak guarantee on all repairs and roof replacements—if the repaired area develops leaks related to our work, we’ll fix it at no additional cost within the warranty period. As a GAF-sponsored contractor, repairs using GAF materials come with additional manufacturer protection that can extend coverage significantly. Our warranties are only valid when repairs are completed to manufacturer specifications, which is why we never cut corners or use substandard materials. All warranty details are provided in writing at project completion, and we maintain detailed records of every repair for future reference. This comprehensive warranty protection gives South Mississippi homeowners peace of mind knowing their investment is protected by both our veteran-owned company’s reputation and industry-leading manufacturer support.

Yes, Frontline Roofing offers flexible financing options to make necessary roof repairs affordable for South Mississippi homeowners. Our financing partners provide payment plans with competitive rates, and you can check your rate in 60 seconds without affecting your credit score. We understand that unexpected roof repairs can strain household budgets, especially when emergency repairs are needed after storms. For insurance claim repairs, we work directly with your insurance company so you only pay your deductible—there are no upfront costs while we handle the claim process and secure your settlement. Our financing options typically start as low as $99/month, making it possible to address critical repairs immediately rather than risking the 300%+ cost escalation that comes from delaying needed work. We believe every South Mississippi family deserves a safe, leak-free roof regardless of immediate cash flow, which is why we’ve partnered with multiple lenders who compete for your business to ensure the best possible rates

Frontline Roofing provides roof repair services throughout South Mississippi and Louisiana, including Poplarville, Hattiesburg, Gulfport, Picayune, Pass Christian, Lumberton, Purvis, Carriere, Wiggins, Kiln, Perkinston, and Bogalusa, LA. We serve Pearl River County, Harrison County, Forrest County, Hancock County, and Stone County with fast response times and local expertise. As a veteran-owned, locally-operated company, we’re committed to serving our South Mississippi neighbors—from coastal communities facing hurricane exposure to inland Pine Belt towns dealing with severe thunderstorms and humidity challenges. Our trucks are based locally, our crews know the region’s unique weather patterns and building codes, and we’re never more than a phone call away when you need emergency repairs. Unlike out-of-state “storm chasers” who disappear after taking payments, we’re here year-round building long-term relationships with the communities we serve.

Our Roof Replacements are always built to manufacturer standard so that your warranty's are never voided & always valid.

Certified, Licensed, and Fully Trusted

Making sure our community has safe reliable options for roof servicing is exactly what we do.

You should schedule a roof inspection at least once a year and after any major storms. This helps catch potential issues early, ensuring your roof stays in top shape.

Look for dented or missing shingles, granule loss, bruising on shingles, and leaks inside your home. Our South MS roofing specialists are trained to spot even the subtle signs of storm damage.

Consider repairing or replacing your roof if you notice missing shingles, water leaks, sagging areas, or visible damage after storms. Our expert team in South Mississippi can assess whether a repair or full replacement is needed.

Yes, our South MS roofing experts can guide you through the insurance claim process to ensure you receive the coverage you deserve for roof repairs or replacements.

If you see a leak or water damage, contact our South MS roofing experts immediately. We'll perform an emergency inspection to find the source and provide prompt repairs to prevent further damage.

Absolutely. Workmanship warranty's are provided, If any issues arise due to our installation within the first year, we’ll fix it at no cost.

Yes, we provide free roof inspections and detailed estimates for homeowners and businesses across South Mississippi.

Yes, we specialize in both residential and commercial roofing services across South Mississippi, tailored to meet the unique needs of each property.